You agree to hold harmless SME Pals, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of the use by you of SME Pals.

SME Pals does not endorse, warrant or guarantee any products or services offered through the SME Pals site and will not be a party to or in any way monitor any transaction between users and third party providers of products or services.

You expressly agree that use of SME Pals is at your sole risk. Neither SME Pals, its affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that SME Pals will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of SME Pals or as to the accuracy, reliability or content of any information, service or products provided through the sites or the community areas.

SME Pals makes products or services available on the SME Pals site without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to this agreement.